New York State Department of Motor Vehicles

Reduce Your NY License Points & Lower Insurance

The NY DMV-approved PIRP course — complete in 6 hours online, reduce up to 4 points from your license, and get a 10% insurance discount for 3 years.

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6 Hours
100% Online
Instant Certificate
State Approved
AI Instructor
Course
New York Point & Insurance Reduction Program (PIRP)
Approved by the New York State Department of Motor Vehicles
$21.95
6 hours · Instant certificate

Why Are You Taking This Course?

Select your reason during enrollment.

Reduce License Points

Reduce up to 4 points from your NY driving record. Points are reduced — not removed — from your abstract.

10% Insurance Discount

Receive a mandatory 10% discount on your auto insurance premium for 3 years after completion.

Both Benefits

Get both the point reduction AND the 10% insurance discount by completing the PIRP course.

Voluntary Completion

Take the course proactively to maintain your driving privileges and keep insurance costs low.

Frequently Asked Questions

Is this course approved by the New York DMV?
Yes. ClearRecord is a state-approved Point and Insurance Reduction Program (PIRP) provider licensed by the New York State Department of Motor Vehicles.
How many points will be reduced from my license?
Completing the PIRP course will reduce up to 4 points from your NY driving record. Note that points are reduced from your total but remain on your abstract.
How long does the insurance discount last?
Your insurance company is required by New York law to give you a 10% discount on the base rate of your automobile insurance for 3 years after completing the course.
How often can I take the PIRP course?
You can take the PIRP course once every 18 months to receive the point reduction benefit. You may take it more frequently for the insurance discount.
Is there a final exam?
No final exam is required for the New York PIRP course. You simply need to complete all required course time and content.

Ready to Clear Your Record?

Join thousands of New York drivers who have completed their course with ClearRecord.

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